Introduction.

I'm 22, I have 3 months expenses in an EF, I own a 864 sf home, no debt other than mortgage, paid for Miata in great condition, I'm dating a wonderful guy who got me where I am financially, I contribute 12% to my retirement for the full company match, which equals 22% all together, and I've become obsessed with home remodeling and decorating. I chose long ago not to have kids, not just because I don't have the energy or patience for one, but I like a nice clean, organized home, and not wasting my money on a brat... and that's me in a nutshell.

I don't have some great debt payoff plan, I don't have awesome investments to brag about, but I am proud of how far I've come along at such an early age. The big driving factor was that I skipped on college to go to work, earning me a decent salary before most people my age. I don't mind not having alot of money. I don't care about the Joneses. I like my nice simple life, small home and car, and my little, kid free, family. I will be updating this frequently with where my finances stand. My biggest thing I am looking forward to now is a new kitchen. More on that later.